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March '22, 1927. 1,621,306

A. J. NQRMAN BANK LEDGER Filed Jan. 16. 1926 9 Sheets-$heet 1 find/aw J War/7700, INVENTOR.

Mlneas es 04M @zW/ ATTORNEY.

' 2,6218% Max-ah 22 192? A. J. NORMAN BANK LEDGER Filed Jan. 16. 1926 9 Sheets-Sheet 2 BEST AVAILABLE Com 413 A TTORNEV.

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March 22 1927.

BEST AVAILABLE 00;

1,621,806 NCDRMAN BANK LEDGER Filed Jan. 16. 1926 9 Sheets-Sheet 5 Mf/vemsas INVENTOR.

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BEST AVAILABLE COP\ 1,621,806 March 32 1927" A. J. NGRMAN BANK LEDGER Filed Jan. 16v 1926 9 Sheets-Sheet 4 1 l I Y I l I a. Mk ling/p L2 i H I /71 61 ,4/0/7770/Z1NVENTOR.

A TTORNEK BEST AYAlLABLE coPx March 22, 1927.

A. J. NORMAN BANK LEDGER Filed Jan. 16. 1926 9 Sheets-Sheet 5 lump IN VEN TOR.

find/aw J War ATTORNEY.

March 22 1927.

I M/ned as Ovu- BEST AVAILABLE com 1,621,806 A. J. NORMAN BANK LEDGER 9 Sheds-Sheet 6 Filed Jan. 16. 1926 Name ' Addr em cuarus m alum unrfi nERosnIE.

And/"6 J War/7700 INVENTOR- ATTORNEY r 1,621,806 A. J. NORMAN BANK LBDGER March 22:, 1927. I

Filed Jan. 16 1926 9 sheets-sheet '7 BEST AVAILABLE 00m I fl flflffw J NOW/7740; INVENTOR.

Mf/765.5g?s M 52 A TTORNEY.

' A. .J. NORMAN March 22 1927.

BANK LEDGER Fild Jan. 16 1926 a Sheets-Sheet 8 BEST AVAILABLE com Masses ATTORNEY.

BEST AVAILABLE COP\ March 22 1927.

A. .1. NORMAN BANK LEDGER 9-5heets-Sheet 9 Filed Jan. 16. 1 226 ATTORNEY. I

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BEST AVAlLABtE COP\ Patented Mar. 22, 1927.

UNITED STATES PATENT GFFICE.

ANDREiV J. NORMAN, OF CALIFORNIA, PENNSYLVANIA; KATIE I. NORMAN JQ'IBIX OF S'AID ANDREW J.- NORMAN, DECEASED.

BANK LEDGER.

Continuation of application Serial No. 11,532, filed February 25, 1925. This application filed January 16, 1926. Serial No. 81,749.

This invention appertains to a novel bank appliance and the primary object of this invention is to provide novel means for bringing together signature cards, ledge sheets and check-stop-payment notices as a single unit, whereby. the same can be properly dis-, played and placed before the aying teller or other proper bank otlicial, t rereloy effectively preventing the payment of forged 1o checks and checks which have been ordered stop payment which often occurs from carelessness or forgetfulness on the part of the proper bank otiicial in systems now in vogue; and this application is a continuation' of application Sr. #11,?32, tiled Feb.

Another object of the invention is to enable the proper bank 'otiicial to see whether the signature of a check is correct, to tell so the balance, and see whether the check is stopped, all in one glance, without ditliculty or delay or necessity of going to some other section to find the correct signatureor to see whether the payment of. ithe check is '25 stopped, and to provide the inclusion of all of these elements in a ledger, which is before the eye of the proper bank otlicial.

A further object of the invention is the provision of a novel expansible binder for clamping together signature cards and ledger-sheets, and novel means carried by the binder for displaying the stop-payment notices.

A further object of the invention is the f provision of novel means. of a. releasable character, for holding the binder in its contracted position, whereby the various items contained therein will be prevented from displucen'icut therefrom. 4 A further object is the provision of a novel \releasuble lock carried by the binder for engaging the signature cards display cards, so as'to eil'ect-ively hold the display cards, in proper positipn irrespective of 'WlIBi-ll61'--..tll ledger binder is opened or closed.

11 further object of the invention is the provision of novel means for holding the covers of the binder in locked position and novel means for forming one of said covers for slidably receiving the stop-payment notice cards, whereby the stop-payment notice cards can be held in adjusted position rela tive thereto.: A still further object of the invention is to provide an improved bank appliance of the above character, which will'be durable and etlicient in use, one that will be simple and easy to manufacture, and one which can be placed upon the market at a reasonable cost. i

Vith these and other objects in view, the invention consists in the novel construction,

, arrangement andformation of parts, as will be hereinafter more specifically described,

.plaimed, and illustrated in the accompanyinr drawings, inwhich drawiiigs:

igure l a perspective view of the improved app ia nce showing'tli'e same in its open position with. the ledger sheets, signature display cards a'ndthe stop-payment display cards in proper position,

Figure 2 is an end'elevation of the improved appliance iIrits open position showing the same in a supporting stand which an be provided therefor,

Figure 3 is a front elevation of the improveda 'ipliance closed and in its support ing stand,

Figure 4e is an end elevation of the improved appliance showing the same in its closed locked position,

Figure 5 is a top planyiew of the improved ledger binder with the signature display cards and the ledger sheets removed therefrom to disclose the construction thereof,

Figure (3 is a vertical longitudinal section through the improved binder taken on the line (3-43 of Figure 5 looking in the direction on (it the arrows,

Figure 7 is a detail horizontal section taken on the line T7 of Figure (3 lookinp in the direction of the arrows and illustrating the novel means for holding the binder in its contracted position,

Figure 8 is'a detail transverse section taken on the line 8-8- of Figure (5 illustrating the novel guides for the sections otthe binder and means for normally-urging the sections of the binder to their expanded open position, v

Figure 9 is a detail vertical section taken on the line 9-4) of Figure 7 illustrating the releasing means for permitting the expan- 10 sion of: the sections of the binder,

Figure 10 is a detail transverse section taken on the line 10-10 of Figure 6 illustrating the formation of the bottom of the binder against which the ledger sheets are 6 igv-vs. TTJ P- F- COP nar)" t adapted to fit and the means for limiting the The binder A'forms an important part of opening movement of the binder sections, the present invention, as the binder per- Figure 11 is a detail transverse. section mits the bringin'" together of signature dis; taken on the line 11-11 of Figure 6 illusplay cards, the ledger sheets and the stoptratin'r the further formation ofthe bottom payment notices as a single unit and this ofthe binder, 'binderembodies a novel base having piv- Fi'gure 12 is a detail section taken on the otally associated therewith the frontand line 12-12 of Figure (3 showing the partiback covers 26 and 27 0f the binder. The tion for the binder to form the sections to: covers 26and 27 can be formed of an prethe display signature cards and the ledger ferred material, such as heavy card card, sheets, wood or composition board and are hingedly Figure 13 is a transverse section taken on connected at their lower longitudinal ed es the line 13 13 of Figure 6 looking in the by means of: hinges 28' to the upper edge direction of the arrows illustrating the of the base 25 at the front and rear longinovel lock for engaging the display cards tudinal edges thereof.- forfthe signature cards, ""Figure 14 15 an enlarged tragmentary of a novel construction and is so formed The base 25 of the novel ledger binder is front elevation of the binder showing the asto permit the expansion and contraction novel catch for the signature-display-card thereof, for a purpose which will be later lock, described. The base includes front and rear Figure 15 is an enlarged detail horizontal sections 28 and 29 which are movable tosection taken-through the back cover of the ward and away from each other and each cards with a deposit slip,

ledger binder illustrating -the means emsection includes a front plate 30, which can ployed for holding the stop-payment notice be built up of a series of thin strips and card in its raised and lowered position, the innermost strip of each plate is extended Figure 16 is a bottom plan yiew of the above the outer strips to form stops 31 for novel ledgerbinder in its collapsed position, the hinge covers 26 and 27 to limit the in- Figure 17 is a detail view of one of the ward swinging movement thereof. The display cards for the signature cards, three plates 30 have ri idly secured thereto botof the signature cards being shown assotom plates or we is 32, which are notchezl ciated with the displav card,

f .or cut away as at 33, Figure 16, to permit -Figure 18 is a (liitilll view illustrating the the interfitting thereof when the base is means of associating one of the signature in its fully contracted'position. The front section 28 of the base 25 carries inwardly Figure '19 is a detail view illustrating the dire'cted end walls '34 and these walls are means of associating one of the signature slidably mounted.within cards with a ledger sheet, by the rear section 29 an these guides can .Figure 20 is a perspective view illustratbe formed of sheet metal if desired. Ining a modified form of the improved applitermediate the end walls 34 is a artition wall 36 which is also carried b tie front Figure 21 is a front elevation of the same, section 28 and this partition wall is slidably Figure 22 a transverse section through .received --within a guide 37 which is also ides 35 carried the modified form of the appliance talcen'onrpreferably formed of sheet metal and the the line 2222 of Figure 2-1, guide is secured to the rear section 29. This' Figure 23 is :1 detail sect ion taken through partition wall 36 in connection with the end the hack of the ledger hinder on the line wall 34 divides the base into the display card 3;; :32; of Fi ure 21, receiving compartment 38 for the signature Figure 24- is a side olexeition of the modicards and a compartment 39 for. the ledger tied form of the novel ledger binder. sheets. g

Figure 2.1 is a l-iorizontal section taken The inner faces of the front'andrear secon the line 25 252 of Figure 22 through the tions Y28 and 29 have a plurality of transliuse of the novel ledger binder illustrating verse pins preferably four in number, which the means employed for holding the sections are indicated by the. reference characters 40, of the binder in their adjusted position.

Referring to the drawings in detail, staggered relation; that is to sav, two of. whereiii similar reference characters desigthe pins are carried by the front section and onto corresponding parts throughout the two carried by the rear section and are slidsevi-rnl views, the letter A generally indi-- ably fitted within guide tubes 4:1,which are otes the in-iprovcd ledger binder, B the' likewise in staggered relation,being two stand for the binder. O the display cards mounted on one section and two mounted s'oc wtvd with the binder for supporting on the other section. The pins and guides the signature cards of the depositors, I) the serve to strengthen the binder and to 1nloilgor sheets associated with thehinder and sure the proper movement of the sections 7'.- he simportiug board for the stop-paythereof and itis to be noted that the lower inert cards or notices. longitudinal edges of the ledger sheets are secured thereto. These pins are in pairs in,

BEST AVAILABLE COF'\ is preferably formed of sheet metal and one section 44 thereof is secured to the rear plate of the section 28 of the'binder while the other part is secured to the .front plate 30' ofthe rear section 29 of the-binder and it is to benoted that these guides are of substantially U-shape and that the outer section45 is provided with inturned flan cs 46 for engaging the inner part of the sai telescoping guide. It preferred a suitable flooring or the 'I'like can be provided for the base of the binder and in the compartment ,38 this flooring consists of overlapping sheet metal plates 47 and. 48 and these plates can be secured respectively to the front and rear sections or formed upon the guide 37, for instance, and one guide 35. In the compartment 39 directly below one of the guide pins and tubes 40 and 41 is disposed a second guide 49, which is also of a telescopic'nature andthe guide is provided with extensions to form the bottom'of the compartment.

' Disposed within the telescopic guides 43 and 30 i 49' are arranged expansion springs 50 and the guides form housings therefor. The springs bear against the opposite sections 28 and 29 and normally tend to spread the same: It preferred suitable pins 51, Figure 8, can be carried by the front and rear sections on which the terminals of the expan-' sion springs 50 can be placed.

In order to normally hold the base in adjust-ed collapsed position against the tension of the springs 50 a transversely extending rack bar 52 is provided. This rack bar is T-secured to the inner face 6f the section 28 "below the guide pins and tubes 40 and 41 and has theopposite longitudinal edges thereof provided with suitable rack teeth. These teeth of the rack bar 52 are adapted tobe cngagedby pivoted pawls 53 which are carried by the section 29, preferably by the .boitom board or wall 32 thereof by pivot ins 52'. These pawls 53 are normally urged into engagement with the rack bar by means Y of leaf Springs 5% and the inner ends of the 1 pa-wls beyond the pivots are provided with arms :53 for a purpose which will now be described.

, In order to permit the moving of the through which the manipulating or operating rod 55 extends and the rod at a point intermediate its ends is provided with a depending lug 58, Figure 9, which is disposed in the path of one arm 53? 0t one paw253. The inner end of the rod 55 normally engages the upper end of a pivoted lever 59 which is rockably'mounted at a point inter= mediate its e'ndsin' the chamber 57. lower end of the lever 59 engages a push rod whichin turn engages the arm-53 of the other pawl 53. It is thus obvious from this construction that when the operating rod 55 is pushed inwardly by the push'button 56 that the lug 58 will engage one arm of one'pawl and rock the same while the inner end of the rod will rock the lever 59. The lever 59 willv push in on the rod eoand rock the other pawl, thus both of the pawls 53 will be swung synchronously out of engagement with the rack bar 52 allowing the expansion.'of the binder. The rack bar and the pa-Wls are provided with telescoping cover plates 61, which are carried respectively by the front and rearsections 28 and 29 of the binder.

The rear cover 27 of the binder is prov-ided with a pocket and this pocket is' provided with a. transparent panel 66 at the inner side of the cover. This pocket slidably receives the stop-payment board E which in -turn carriesv a. plurality of small stop-payrnent cards '67 on which is carried the desired information relative ,to the stopping of the payment of predetermined checks. This stop-payment board or card is provided with suitable slits in which the small cards 67 can. be inserted. The transparent panel 66 allows these cards 67 to be readily seen, but when the ledger binder is in use, it is preferred to hold the board in a raised position, so that allof these cards 67 can be readily seen. The side edges of. the stop-payment card .or board are notched as at 68 and these notches are arranged adjacent to 'the upper and lower edges respectively of the said stop-payn'iemi card or board. The rear cover 27 itself carries sliding spring-pressed latch bolts 69, Figures 6 and'15, adjacent to the upper edge thereof and these latch bolts are m such a notches 68 of the display board, so as to ,hold the board against accidental displacement from the cover. When the board is raised to its displaying position the latches will en- .spring-urged pawls 54 from out of engage-\ gage the-lowermost noiches 68 and thus hold vided with thumb knob 56'. The {wall 30 of the section 29 of the binder is c t away to provide a chamber, Figures the board against downward movement. As stated the latches 69 are s ring-pressed and are provided with manipu ating heads 70 so as to permit the operation of the said latches.-

l/Vhen the ledger binder A is in use, it is preferred to place the same upon the stand B,. which will not be described in detail, as the lsag re can be of conventional construction,

The

position as to normally fit within the upper BEST AVAILABLE cor-a but it is to he noted that the lower face of the base 5250f the ledger binder is to be pro.- vided with shoulders so as to prevent; movement. of the binder longitudinally on the said stand.

As heretohefore stated the compartment 38 of the ledger binder is adapted to receive the novel display cards C, while the compartment 3!) is adapted to receive the ledger sheets 1), whit-hare of conventional construction. The display cards C are of elongated character, as can be seen by referring,

to Figure 17 of the drawings, and each of the display cards is adapted to receive and support three signature. cards and thus only onedisplay card C will have to be provided for three ledger sheets.

It is therefore preferred that each display card (J will have a thickness equivalentto three of the ledger sheets Dwhereby the space of the display card (l and the ledger 2sh eets I) will equally space apart. the walls of the hinder A.

It is alio preferred to have each of the signature cards 75 provided witha diagonally extending clip 76 at one corner thereof, which is preferably formed of celluloid of a transparent nature. The terminals of the clips 76 are bent around the edges of the adjacent edges of the card and secured thereto in any desired way, such as by a suitahle adhesive.

and attached to the ledger sheet in the same manner as the deposit slip. is clearly shown in Figure l!) of the drawings. The lcdgersheet is then ready to tile away, so that, in case the deposilor again opens his account, the sheet can he simply taken out. and the signature card is again ready to tile in the ledger hinder.

It is to he noted that the lower edge of the display card C is provided with a notch 78, so that the cards can he readily placed in the compartment 38 of the hinder over the guideway 43"'\vhich serves as means for holding the cards in position against displacement. The outer longitudinal edge of the signature card is further provided with a notch 79 having an arcuate upper wall 80 as clearly shown in Figure- 17. This notch 79 is provided, so that the cards C can be positively locked in the binder against accidental displacementirrespective oi whether the binder is 'n its open or clOfLtl position and in order to hold the cards in their locked that the lock can conform to the active side.

of the binder during the adjustment thereof and ibis to he noted that the section 82 isprovided with an inwardly directed tongue 85 which is slidahly mounted within the section 83. The outer ends of the. sections 82 and 83 are provided with right-angularly disposed feet 86 which are adapted to grip the sides of the display eardsC and when the lock 81 is moved to a horizontal position as-shown in Figure 6 of the drawings, the same isadapted to lie within the notches 79 of the cards D. A leaf spring 87 is carried by the front wall 30 of the base of the binder and is arranged in the path of the section 82 of the catch or look, and this spring will normally tend to urge the catch or lock to a raised position whereby the display cards (I. can be readily removed from the binder.

In order to hold the lock in its lowered position in locked engagement with the cards, a latch lever 8&is provided and this latch lever is pivotally connected at its lower I binder A- and is provIded with a locking tooth 89 for engaging in a suitable notch formed in the foot 86 of the section 83 of the said lock. This latch lever 88 is normally held in the path of and in on e ment with the foot 86 of the section 83 oi t e lock by means of a suitable leaf spring 90. The

upper end of the lever 88 protrudes above the inner face of the base, so that the same can be conveniently operated by the thumb of the user of the binder, so that the latch lever can be moved from out'of engagement with the lock when it is desired to release the display cards.

In order to facilitate the closing of the binder against the tension of the springs 50, handles 91 are secured to the opposite sides of the rear section 29 of the binder Annd thus by grasping the said handles 91 and pushing in on the frontsection, of the hinder, the binder can be readily moved ton closed position.

In order to hold the covers against opening swinging movement when the binder is in its closed position, I provide an expansihle U-bar 95 an the legs of this bar are pivot ally connected as at 96 to the rear cover 27 of the binder adjacent to the upper edge thereof and the side edges of the cover can he notched as'at 97 for receiving the-said legs of the U-bar. The corresponding cor ners of the front'cover 26 are notched as at .98 so that the "U-bar can be swung in engagement with the front cover and thus etlee f BEST AVAILABLE coax tively hold the covers connected together against openingmovement. As stated the U-bar'isof an expansible character and is telescoping as at 99 to accommodate itself to var ous thicknesses of the ledger and is provided internally with a telescoping sce- -tion and thesprings 100, Figure 4, which yieldin ly draw the U-bar into closed posi tion. of the cover 27 and are arranged in the path of the U-bar so as to ,normally hold the same in'a raised upright position whereby the U- bar will form a support for the stop-payment card or board E when the same is in its raised position as clearly shown in Figures 1 and 2.

In Figures to inclusive I have shown a modified form of the improved ledger binder and this binder is generally indicated by the reference character F and is of substantially the sameconstruction as the preferred form;

- In this form the binder F also embodies a base 110 having hingedly connected thereto as at 111 the front and rear covers 112 and 113.- The. front cover 112 is substantially the width of the display and G for the signature cards while the back cover 113 is substantially the width of the card G plus the.

' 'ture of an attachment to such standard lodgers. The back 113 carries downwardly extending guide legs 114 which are slidably received in arcuate bridges 115 secured to the sidesof the base 110, so that the swinging movement of the c'over 113 will be limited The covers 113 and 112 are adapted to be normally maintained in their closed posi tions by the use of a telescopic U-shaped bar 116, which is hingedly carried by the back 113 and which is adapted to be swung over the upper edge of the front cover 112. similar to the U-bar described in the preferred form.

The base. 110 also embodies front, and rear sections 117 and 118 which are movable to ward and away from (.Ht'll other so as to )ermit the expansion and contrmrtion oi, the binder'and the front. and rear sections are provided with suitable interfitting guides as clearly shown in the drawings and indicated by the reference character 119. The intermediate telescoping guide 120 of the binder is formed so as to fit within the notches 78 formed in the lower,ends of the display cards C for the signature cards and these cards are adapted to be held locked within the base by the use of a suitable card loci: 121 which is of =ubstantially the same construction as the 1rd ioclr. shown i... the pr:

tops are carried by the rear face dog 123 is adapted to normally engage the teeth of the rack bar 122 so that the sections will be held against opening movement. A leaf spring 124 is provided for the purpose of holding the pawl against said rack bar. It is to be noted that the pawl or dog 123 is pivotally mounted at a point intermediate its ends to the section 117 and that the outer end thereof extends'through the front wall of the section 117 to form a handle 125, whereby the dog can be readily rocked, so as to per.- mit the disenga ement thereof with the rack bar and thus a ilow the opening movement of the binder.

The extended portion of the cover 113 is rovided with a suitable pocket 126 having t e front transparent anel 127 an'd this pocket is adapted to slidab y receive the stoppayment display card-or board E, carrying the stop-payment cards 67 and th s display board is adaptedto be held in its raised or lowered position by the use of suitable sliding latches 128 vwhich fit in notches 129 formed in the edges of the said display board. 7

From the foregoing description, it can be seen that I have provided a novel banking appliance in which signature cards, stop- Gil ayment notices and ledger sheetsavill be Brought together in a single unit, so that all 1"" three-of these elements will be simultaneous- 1y before the eve of the bookkeeper or other proper bank oliicial.

Changes in details may be made without departing from the spirit or scope of this invention, but:

\Vhat I claim as new is:

1. A ledger binder comprising a pair of cover members and spring means normally holding thecover members spaced apart, and provided with receptacles for holding ledger sheets and signature cards, and means for holding the cover members in predetermined positions against tbe tension of the rpring means.

The combination, with a pair of ledger cover members, of means associated with the covers for mounting ledger sheets thercbctween and means for mounting signature cards therebetween, and means for mounting stop-payment notices.

3. The combination, with a ledger case, of means in the ledger case for holding ledger sheets, signature cards and stop payment notices in displaying position.

4. In combination, a ledger case including a pair of sections, a pivoted cover for each section, spring means for holding the ledger sections in spaced relation, means for holding the ections it predetermined position g a g I '1,e21,soe

. ving a base consisting of a pair of movable, sections adyustable toward and away from against the tension of the spring means,.and means for holdingthe free ends of the ledger covers yieldingly together.

5. In combination with a ledger including a pair of pivoted covers, a U-member pivotally carried by one of the covers to engage the other cover and normally holding the free ends of the covers toward one another.

6. In combination with a ledger including covers, an extensible U-shaped member resilientl held in closed osition pivotally secure 'to one cover and adapted to our brace the free end of the other cover to hold the covers in closed position.

7. In combination, a ledger binder inchu ing a pair of sections provided with means for resiliently tending to hold the sections spaced apart and provided with a rack bar and a pawl cooperating with the rack bar for holding the binder in selective partly closed positions.

' 8. In combination, a ledger binder including a pair of sectionsprovided with means for resiliently tending to hold the sections spaced apart, a rack bar carried by one section of the binder, a pivoted pawl carried by the other section of the binder for engagse ctive partly closed positions, and means for operating the pawl from one side of the binder. i

- 9. In combination, a ledger binder includeach other, resilient means normally tending to move the sections to an open position, covers carried by the sections, a rack bar carried by one of the sections having rack teeth formed on its opposite edges,e pair of pivoted pawls carried by the other section forengaging the vteeth of the rack bar, a push rod operatively connected with the pawls for synchronously moving the same out of engagement with the rack teeth, and a thumb piece carried by the outer end of the push rod and located at one end of the binder. v

10. An attachment for a ledger comprising a member provided with an elongated back adapted to take the place of one of the covers of theledger and provided with means for displaying the stop-payment notices.

11. An attachment for a ledger comprisin? the rack bar for holding the binder in.

BEST AVAILABLE COP\ ing a stop-payment file'adapted to extend in rear of the ledger cover.

12. A ledger binder comprising a base, signature display cards fitted within the base, each having a notch formed inits side edge providing astop shouldena pivoted lock of engagement with the shoulders, and a re- 5 leasable latch for engaging said lock bar to hold the same in card-holding position.

13. A ledger binder comprising a base including sections movable toward and away from each other, guide members carried by Q the sections for cooperation together, display cards fitted within the base having notches formed in their side edges defining stop shoulders, a telescopic locking bar pivotnlly associated with the sections of the base I at one end thereof for movement into of the notches, and means for releasa y holding the locking. bar in lockin position in engagement with said stop sho ders.

1:4..A ledger binder comprising a base,

including sections ,slidably associated for movement toward and away from one another, pivoted covers carried by said sections,-guide rods and tubes carried by said sections for interfitting engagement, a par- 85 tition in said base oftelescopic nature de-- fining-a signature display'card section and a ledger sheet; section, ledger sheets fitted in' said last section having notches in theirlower ends for fitting over said guide mem bers, and means for releasably engagingthe display cards for holding, the same against accidental displacement;

15. A ledger binder comprising an--expansible base, means for, holding the base-in varying partly closed positiops, front and rear pivoted covers associated with the base, a'telescopic artition in saidibase defining a signatureisplay-card section and a ledger-sheet section, the rear cover of the ledger i being provided with apocket having a transparent panel, a display board slidably fitted within the pocket, an means carried by the rear cover for holding the display board in predetermined adjusted positions in the m l pocket.

In testimony whereof I aliix my signature' ANDREW J. NORMAN. 

